| If you're self-employed, or equally if you are an employee, but not a member of your employer's pension facility, then it's up to you to plan for your own retirement. |
| So if you want to be able to enjoy a comfortable retirement, the onus is clearly on you to put money aside during your working years. And, the sooner you do so, the better chance you have of meeting your goal. |
| Not only that, but the generous tax advantages that a pension plan offers, makes it a really cost efficient way to save. |
| Why start a Personal Retirement plan with Irish Pensions & Finance? Because at all stages of your plan, from when you start saving until the point you retire and beyond, Irish Pensions & Finance allows you to choose the options that best suit you. Having these options will help ensure that you get from where you are today to where you want to be in the future with the comfort and freedom that you'd expect. |
Important: While some pension funds appear to be better value at first glance, small differences can have a big impact.
For example, you your fund management charge is 0.75% as opposed to 1% the difference in your fund at retirement amounts to €18,000 in otherwise identical products over 20 years (see chart below) |
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| The effect of +0.25% fund management charge on a level contribution €230 gross per fortnight accumulating at 6% pa |
